July 2026 Dividend Income Report – Steady €2,321 Gross, Strong YoY Growth

 

 August has already passed the halfway mark, summer is slowly drawing to a close, and autumn is around the corner. Before moving forward, it’s time to look back at the July results.

In July 2026, my portfolios generated a gross total of €2,321.02 ($2,663.46) in dividends and distributions. After withholding taxes, the net amount received was €1,716.38 ($1,969.54).

That breaks down to:

• €55.37 per day
• €2.31 per hour

…passive income arriving regardless of what I was doing.

Year-over-Year Comparison

Compared to July 2025 (net €1,499.96), this represents a solid increase of €216.42 or +14.4 %.The growth was supported by the timing of Telia (TELIA1), which paid in July this year instead of August as it did in 2025, along with organic dividend increases and position growth.

Portfolio Changes

New positions

• Automatic Data Processing (ADP)
• Capital Power (CPX.TO)

Position growth

• Increased stake in JPM Nasdaq Equity Premium Income (JEQP.DE)

Dividend increases

• Several holdings raised payouts, most notably Philip Morris (PM) and Bank OZK (OZK)

Where the Money Came From in July 2026

Top quarterly payers

• Altria (MO) → €161.87
• Telia (TELIA1) → €161.11
• PepsiCo (PEP) → €127.15
• TD Bank (TD.TO) → €138.48
• Canadian Natural Resources (CNQ.TO) → €135.34

Steady monthly payers

• JPM Nasdaq Equity Premium Income (JEQP.DE) → €113.45
• JPM Global Equity Premium Income (JGPI.DE) → €80.87
• Realty Income (O) → €45.19
• Main Street Capital (MAIN) → €36.02

Year-to-Date & Cumulative Progress

By the end of July, net dividend income for 2026 reached €14,918.22 → Average €70.37 per day / €2.93 per hour YTD.

This month’s payments increased my all-time cumulative net dividend income to €220,136.04

2026 Target Update

With seven months complete, I’ve collected 60.9 % of my €24,500 net passive income goal for the year. The portfolio remains on a good trajectory, though exchange rate movements will continue to influence the final result.

Final Thoughts

July delivered a clean and solid result with healthy year-over-year growth. The combination of dividend raises, new positions, and continued building in the covered-call ETFs is steadily compounding the income stream.August is typically a quieter month, but the overall pace for 2026 looks encouraging. I’ll report back once August is complete.

Happy investing and enjoy the remaining summer days!

Disclosure: I hold long positions in all the above-mentioned stocks and ETFs. 

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