December 2025 Dividend Income Report & Year in Review

 

December, the final month of the year, is now behind us—and with it, 2025 has officially become history. It’s time to review my dividend income for December, reflect on how the year went, and set new goals for 2026.

December 2025 Dividend Income

In December 2025, I received a total of €2,638.68 ($3,087.91) in gross dividend income. After taxes, my net dividend income came in at €1,954.40 ($2,287.19).

This represents a decline compared to December 2024, when my net dividend income totaled €2,684.89 ($2,760.39). Year over year, that’s a decrease of €730.19, or 27.2%.

December Breakdown

For December alone, my net dividend income equals:

• €63.04 per day

• €2.63 per hour

That’s income earned passively—regardless of what I was doing.

Full-Year Dividend Overview (2025)

Zooming out to the full year, my net dividend income for 2025 reached €24,101.61. On average, that equals:

• €66.03 per day

• €2.75 per hour

Portfolio Changes Compared to Last Year

Several changes throughout the year affected both my dividend income and portfolio structure:

• AVANCE made a major move by selling its entire fleet to BWLPG

• Payment timing shifts: Last year GLNG paid dividends in December, while in 2025 the payment moved to November

• New positions: I added two dividend-focused ETFs, JEPI and JEPQ, along with two individual holdings, HTO and HSY

• Position increases: I further increased my stakes in WTRG, ES, UPS, UNP, and CNR.TO, strengthening my passive income stream

• Exits: I fully exited my positions in KHC and VFC

• Dividend increases: Several existing holdings—most notably AFL and MFC.TO—announced solid dividend hikes compared to last year

Thanks to December’s payments, my cumulative net dividend income has now reached €204,917.83.

Passive Income Summary for 2025

My total passive income for 2025 amounted to €32,507.44 ($36,643.22). After taxes, my net passive income stood at €24,101.61 ($27,167.16).

This means I narrowly missed my €25,000 net passive income target for 2025. Compared to 2024, my net dividend income decreased by €292.88, or 1.2%.

Despite missing the target, 2025 was still a successful year: my passive income fully covered all living expenses. As a result, I remained financially independent for the fourth consecutive year.

Why I Missed My Target

There were two main reasons I fell short of my goal:

1. Unfavorable currency exchange rates, which reduced the euro value of foreign dividends

2. Dividend cuts by Neste Corporation, which had a noticeable impact on my overall income stream

Goals for 2026

Now that I’ve achieved financial independence, I don’t plan to add new capital to my portfolio at the same pace as before. Instead, my focus is on enjoying life, maintaining a comfortable dividend stream, and working a little less.

Since approximately 75% of my passive income is generated in currencies other than the euro, exchange rate fluctuations play a significant role in my results. Taking this into account, I’ve set a net passive income target of €24,500 for 2026.

You can follow the ongoing development of my dividends here.

Disclosure: I hold long positions in all of the stocks mentioned above, except KHC and VFC.

Thanks for stopping by!

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